Shanghai’s new round of real estate regulation and control policy was introduced to define the second suite "recognizing the house and recognizing the loan"

  CCTV News:Today (November 28th), a new round of real estate control policy was introduced in Shanghai. For households who already own a house in Shanghai or have no housing in Shanghai but have housing loan records (including commercial or provident fund housing loan records), the down payment ratio is not less than 50%.

  The Shanghai Municipal Commission of Housing and Urban-Rural Development, the Shanghai Branch of the People’s Bank of China and the Shanghai Banking Regulatory Bureau jointly issued the Notice on Promoting the Stable, Healthy and Orderly Development of the Real Estate Market in this Municipality and Further Improving the Differentiated Housing Credit Policy. The Notice stipulates that,As agreed by the self-discipline mechanism of Shanghai market interest rate pricing, the following requirements are made for differentiated housing credit policies:

  Since November 29, 2016, if a household purchases the first set of housing (that is, if there is no housing in this city under the name of the household and there is no commercial housing loan record or provident fund housing loan record) and applies for a commercial personal housing loan, the down payment ratio shall not be less than 35%.

  In this city has a set of housing, or in this city has no housing but housing loan records (including commercial or provident fund housing loan records) of households to apply for commercial personal housing loans, the purchase of ordinary self-housing, the down payment ratio is not less than 50%; For those who purchase non-ordinary self-occupied houses, the down payment ratio shall not be less than 70%.

  The "Notice" requires that all housing management departments should strengthen the review of housing transactions and conscientiously do a good job in housing credit housing information inquiry. Commercial banks should continue to strengthen the audit of the source of down payment funds and the authenticity of income certificates, and carefully grasp the specific implementation level according to the borrower’s family credit status and solvency. For those who have the characteristics of investment and speculative housing purchase, the down payment ratio and interest rate should be strictly determined. People’s Bank of China Shanghai Branch and Shanghai Banking Regulatory Bureau will strengthen supervision and inspection. In addition, the Shanghai Banking Regulatory Bureau, together with the land regulatory authorities, has thoroughly verified the sources of funds for some land auctions, and is taking administrative punishment measures against banking financial institutions that have verified that funds have entered the land trading market in violation of regulations. Follow-up will also actively cooperate with relevant departments to continuously carry out the verification of the source of land transaction funds.

  On the same day, the Shanghai Housing Provident Fund Management Committee issued the Notice on Adjusting the Personal Loan Policy of the Housing Provident Fund in this Municipality:

  First, strictly implement the differentiated credit policy of provident fund. On the premise of distinguishing between the first and second home purchases, the down payment ratio for the second improved home purchase will be raised to 50% for ordinary commercial housing and 70% for non-ordinary commercial housing, the loan interest rate for the second ordinary commercial housing will be raised by 10%, and the maximum personal loan for the second ordinary commercial housing will be lowered by 100,000 yuan, and loans will be stopped from being issued to employees’ families with two provident fund loans.

  The second is to reflect the fairness, sustainability and risk control of the provident fund system. The multiple of the loan amount determined by the borrower with the balance of the provident fund deposit account decreased from 40 times to 30 times; Strictly implement the calculation ratio of the repayment ability of the Ministry of Housing and Urban-Rural Development to reduce the monthly repayment amount to no more than 40% of the salary base, and the caliber of the second set of improved housing identification standards.

  In addition, the city will increase the supply of commercial housing land to ensure that the supply of commercial housing land will increase year-on-year in 2016. Further strengthen the management of pre-sale behavior of commercial housing, strengthen the supervision of real estate enterprises and employees, continue to carry out special rectification of the real estate market order, and resolutely crack down on property hoarding, speculation of housing prices, false advertisements, deception of consumer transactions and various price violations by real estate development enterprises and brokerage enterprises; We will intensify efforts to investigate and deal with acts such as compiling rumors, spreading false information and disrupting market order, and deal with them severely according to the law and regulations. Cultivate and develop the housing rental market, encourage social professional institutions to continuously expand the scale of agency leasing business, effectively implement the registration and filing system of residential housing lease contracts, standardize housing leasing behavior, stabilize housing leasing relations, and protect the legitimate rights and interests of leasing parties.

  The city will continue to adhere to the housing market system of "residence-oriented, citizens-oriented and ordinary commodity housing-oriented", constantly improve the "four-in-one" housing security system, continue to strictly implement the provisions of "Shanghai Nine Articles" and "Shanghai Six Articles" in accordance with the requirements of the state on housing purchase restriction and loan restriction, strengthen the responsibility of market regulation, strengthen supervision and inspection, implement the assessment system, ensure the implementation of various regulatory policies, and promote the stability of the city’s real estate market.

  Policy question and answer

  1. How do commercial banks identify the first home loan?

  A: If a resident’s family has no housing in Shanghai, and the credit information system of the People’s Bank of China shows that there is no record of commercial housing loans or provident fund housing loans in all parts of the country, it will be implemented according to the first home loan policy, and the down payment ratio will not be less than 35%.

  Second, how do commercial banks identify second-home loans?

  Answer: If a resident’s family has no housing in Shanghai, but there are commercial housing loan records or provident fund housing loan records in all parts of the country through the credit information system of the People’s Bank of China, or if it is found in the Shanghai real estate transaction system that he already owns a house (whether he has a housing loan record or not, whether his housing loan is settled or not), the second home loan policy will be implemented, that is, if he buys an ordinary self-occupied house, the down payment ratio will be no less than 50%; For those who purchase non-ordinary self-occupied houses, the down payment ratio shall not be less than 70%.

  3. When will this policy adjustment be implemented?

  A: In order to minimize the impact of policy adjustment on newly applied families, this policy adjustment is based on the online signing time of the house purchase contract. If the online signing time is after November 29th (inclusive), the new policy will be implemented; if the online signing time is before November 28th (inclusive), the original policy will remain unchanged.

  Four, how to purchase housing information query for housing credit?

  Answer: After signing the house purchase contract, the borrower and his family members should apply to the Municipal Housing Information Center to check the housing situation under the family name with the house purchase contract, the Borrower’s Family Housing Inquiry Application Form reviewed by the loan bank, the identity documents of the borrower and his family members, household registration book, marriage certificate and other materials, and the Municipal Housing Information Center will issue the inquiry results within 5 working days after accepting it, which will serve as the basis for the loan bank to examine the loan.

  In order to facilitate the inquiry procedures, most commercial banks in Shanghai provide agency services for housing information inquiry. With the authorization of the parties, the loan bank can handle the inquiry with the relevant materials to the Municipal Housing Information Center.

  V. The "Notice" proposes to strictly verify the information about the housing situation of the households who purchase houses. What are the specific contents?

  A: Shanghai Housing Information Center will strictly verify the information about the borrower’s family housing situation with all lending banks. First, check the information about the housing situation declared by the borrower under the names of his family members; The second is to check the marital status and other information declared by the borrower through networking with civil affairs departments; The third is to compare the consistency of the borrower’s declaration of relevant information in property tax, housing purchase restriction and differentiated housing credit application.

  6. What is the basis for this adjustment of provident fund loan policy?

  A: According to the differential credit policy of Shanghai housing provident fund, in the past, it was mainly to review the housing situation under the name of the family applying for loans. Even if the paid-in employees have used provident fund loans, they can still apply again after paying off. This adjustment is to simultaneously review the housing situation under the family name and the provident fund loan record. For the families of paid employees who have purchased the first set of housing and have never used the provident fund, the differentiated credit policy of the provident fund will not be adjusted; For the paid workers’ families who have used the provident fund loan once, even if there is no house under their name, they can only enjoy the second set of improved housing loan policy; The third provident fund loan will not be issued to the paid employee families who have used the provident fund loan twice. This is conducive to the differentiation and fairness of provident fund loans, but also reflects the object of provident fund support.

  Adjusting the loan policy of the second set of improved housing is a corresponding adjustment according to the requirements of this real estate regulation and control. In 2010, the Ministry of Housing and Urban-Rural Development and other four ministries and commissions required that the down payment ratio of the provident fund for the second set of improved housing should not be less than 50%, and the loan interest rate should not be less than 1.1 times of the loan interest rate for the first set of housing provident fund in the same period. In November 2014, in order to support housing consumption, according to the documents of the People’s Bank of China and the China Banking Regulatory Commission, Shanghai implemented the provident fund loan policy for purchasing the second set of improved ordinary housing with reference to the first set of housing policies. However, under the current background of real estate regulation and control, the down payment ratio, provident fund loan interest rate and maximum loan limit are adjusted accordingly to better reflect the differentiated management with the first set of first-time home buyers.

  The adjustment of the monthly income base ratio of the borrower’s ability to calculate repayment is based on the spirit of "the upper limit of the ratio of monthly repayment amount to monthly income is controlled at 50%-60% on the premise of ensuring the borrower’s basic living expenses" in the Notice on Effectively Improving the Use Efficiency of Housing Provident Fund (Jian Jin [2015] No.150). At present, the repayment ability of provident fund borrowers in Shanghai is calculated as the monthly repayment principal does not exceed 50% of wage income. If interest is added, the monthly repayment amount accounts for about 70% of wage income, which exceeds the upper limit control standard of 50%-60%. This adjustment from 50% to 40% can truly reflect the borrower’s solvency, and the monthly principal and interest payments are controlled within the scope stipulated by the policy to reduce the risk of default of provident fund loans.

  The strict identification of purchasing the second improved housing is further clarified according to the spirit of "The second housing provident fund personal housing loan is only granted to the paid workers’ families (including borrowers, spouses and minor children) whose existing per capita housing construction area is lower than the local average level, and the loan purpose is only limited to the purchase of ordinary self-occupied housing with improved living conditions" in the Notice on Relevant Issues Concerning Regulating the Housing Provident Fund Personal Housing Loan Policy (Jian Jin [2010] No.179).

  To calculate the deposit balance multiple of provident fund loan amount, the loan risk leverage and the principles of mutual assistance, fairness, sharing and sustainability of housing provident fund are usually considered comprehensively. Other cities in the country are not higher than 25 times, generally between 10 and 20 times. Shanghai has taken into account factors such as policy continuity and gradual progress, and this time it is appropriately lowered from 40 times to 30 times (the supplementary provident fund is lowered from 20 times to 10 times).

  7. What is the self-discipline mechanism of Shanghai market interest rate pricing?

  A: The self-discipline mechanism of Shanghai market interest rate pricing is a self-discipline coordination mechanism of Shanghai banking financial institutions under the supervision and guidance of the Shanghai Headquarters of the People’s Bank of China, which plays an important role in Shanghai real estate financial regulation and control. First, according to the requirements of Shanghai real estate regulation and control, under the guidance of the Shanghai Headquarters of the People’s Bank of China, according to the principle of "making policies according to the city", the differentiated housing credit policy adjustment plan is determined through consultation. Second, it has played a key role in unifying the specific implementation standards of differentiated housing credit policies, standardizing the cooperation between commercial banks and real estate intermediaries, preventing off-site fund-raising and leverage in the real estate market such as "down payment", and maintaining the order of the housing financial market, effectively urging commercial banks to fully implement Shanghai’s real estate financial regulation and control policies. (CCTV reporter Sheng Yuyu)

Stepping on the pace of nightlife changes of ordinary people —— Investigation on the development of "night economy"

Xinhua News Agency, Beijing, August 6th Topic: Keeping pace with the changes of people’s nightlife —— Investigation on the development of "night economy"

Xinhua News Agency reporters Zhou Wenlin, Zhao Wenjun, Wang Pan and Ji Xiaobo.

In the hot summer, the night is thick, from the cinema to the gym, from the bookstore to the bar … This summer, "night economy" has become a "hot word".

Nightlife reflects the changes of the times and highlights people’s new needs for a better life. The reporter’s investigation found that expanding night consumption by means of reform and exerting strength from supply-side structural reform will fully release the vitality of "night economy" and create a healthy, fashionable and beautiful nightlife.

The new nightlife of the people is rising with the new consumption demand.

Nightlife is a mirror for observing social changes.

In 1984, the night market spontaneously appeared on the West Lake Road in Guangzhou. Some courageous people set up stalls in the night market, selling clothes and snacks, and their popularity is growing. This is the first night market in Guangzhou.

Zhao Yuanzheng, the chairman of Guangzhou Cultural Investment Co., Ltd., recalled that the first phase of the night market in China appeared in the early 1990s, with the main feature of extending business hours.

"From 1995 to 2007, it was the second stage of night market development, characterized by the localization and scale of bars, KTV and dance halls." Zhao Yuanzheng said that such areas as Beijing’s Houhai, Gongti North Road, Yansha Business District and Chaowai Street have successively formed bar gathering areas.

Since 2007, the night market has entered the third stage. Night market products began to be intensively managed, and the rise of "night economy" showed new characteristics.

China’s "night economy" has developed from an early night market stall to a diversified night consumption market, covering "food, travel, shopping, entertainment, sports, exhibitions and performances", and the main consumption force, consumption types and consumption expectations have changed greatly.

The ever-increasing comprehensive national strength and people’s living standards are the background of the rise of "night economy". The three stages of "night economy" development are also consistent with the economic development track of China since the reform and opening up.

Standing on the threshold of building a well-off society in an all-round way, the flourishing nightlife is a mirror, reflecting the continuous improvement of the quality of life of China people.

Nowadays, the "post-80s", "post-90s" and "post-00s" who grew up with the reform and opening up are enjoying life in a new way different from their parents. "The consumption upgrade has even entered the aesthetic level, and people are more pursuing consumption that can obtain aesthetic satisfaction and emotional resonance." Fei Yong, co-dean of the Lifestyle Research Institute of Jinan University, thinks.

According to the "Life List" market survey sponsored by the Lifestyle Research Institute, 80.6% of the respondents believe that the main demand for night life and consumption is to release pressure; 59.9% of the respondents believe that the most frequent emotion at night is "empty yourself, no need to think", and the psychological need for decompression in nightlife is quite obvious; The stay time of night consumption is mainly 3 to 4 hours.

The prosperity of "night economy" contains strong endogenous power of China economy.

Behind the prosperity of "night economy" is the continuous extension of people’s consumption space and time-

"China is the busiest economy in the world and needs a nightlife that matches it." Luo Jianji, managing director of Guangzhou Modern Department Store Co., Ltd. said.

In the western city of Urumqi, the Grand Bazaar Night Market is a popular "Midnight Food Store" with an average daily passenger flow of over 100,000. People eat at the same table, and the children play around, full of happiness, acquisition and security.

In the central city of Changsha, a online celebrity restaurant specializing in crayfish has more than 7,000 tables a day, and customers are still seated at 11 o’clock in the evening. At the 24-hour unattended convenience store in Changsha, customers can heat their own lunches and brew coffee and instant noodles, and the sales at night account for 30%.

According to the data of UnionPay Business, the "post-80s" tourists spend the most at night, accounting for more than 40% of all tourists.

He Jianmin, director of the Cultural Tourism Exhibition Research Center of the Business School of Shanghai University of Finance and Economics, believes that the vigorous development of today’s "night economy" is the result of the continuous improvement of people’s leisure consumption level, seeking new consumption highlights and extending consumption space and time.

Behind the prosperity of the "night economy" is the continuous release of vitality and motivation from structural reforms on the supply side.

In Guangzhou, South Guangdong, the night tour of the Pearl River is a traditional tourism project. Today’s Pearl River Night Tour Red Boat is a modern water mobile theater, which performs Cantonese Opera, the representative of Lingnan culture, every night. Chen Jinhui, the chairman of Guangzhou Chenggang Tourism Development Co., Ltd., said that since its premiere in March 2016, it has staged more than 1,000 performances, and its operating income last year exceeded 10 million yuan.

Xi ‘an Datang City Pedestrian Street, at night, the imitation Tang building with red walls and yellow tiles was lit by Chinese lanterns, and the crowd jostled. Gu Yuying, deputy director of Xi ‘an Qujiang New District Management Committee, said that during the Spring Festival this year, the major scenic spots in Qujiang New District where Datang City that Never Sleeps received more than 30 million people and tourists, and the comprehensive tourism income was about 10.6 billion yuan. The average occupancy rate of hotels in the jurisdiction exceeded 75%.

Since May this year, the business hours of Beijing Wukesong Huaxi Business Circle have been extended from 10: 00 pm to 12: 00 pm, with a monthly flow of water increasing by 30% and passenger flow increasing by 40%.

Behind the prosperity of the "night economy" is a vivid example of China’s economy accelerating the transformation of old and new kinetic energy-

"Pearl River Pagoda" is the bar street of "online celebrity" in Guangzhou. "You can sell 2 tons of beer a day." Luo Zhijun, chairman of Guangzhou Pagoda Investment Management Co., Ltd., introduced that the bar street built by using the old factory building in the original site of Zhujiang Beer integrates production, consumption, cultural performances and art exhibitions. Because of the popularity, Guangzhou public transport has set up a special stop in Pazhang.

Zhou Tianyong, director of the Center for Strategic and Policy Studies in China, Dongbei University of Finance and Economics, believes that the "night economy" is connected with the consumption end and the production end, which has effectively promoted the transformation of old and new kinetic energy.

Aiming at the better life of the people, expanding consumption and meeting demand by means of reform

"Night economy" has become an important indicator to measure the quality of life, consumption level, openness, activity, soft investment environment and the vitality of economic and cultural development in cities. How does the "night economy" aim at the needs of the people and release more vitality?

To meet the needs of the people for a better life, a series of reform measures to promote consumption are being launched-

To further expand consumption, we must first let the people "have money to spend." This year, China’s nearly 2 trillion yuan tax reduction and fee reduction policy is accelerating. In the first half of this year, the per capita tax reduction of individual tax reform was 1,340.5 yuan, and a total of 115 million people no longer had to pay personal income tax on wage income. Under the influence of multiple factors such as tax reduction and fee reduction, in the first half of this year, the per capita disposable income of the national residents actually increased by 6.5% after deducting the price factor, and the income growth of residents was faster than the economic growth rate.

In January this year, the National Development and Reform Commission, the Ministry of Industry and Information Technology, the Ministry of Commerce and other 10 departments jointly issued a document, and issued 24 specific measures to promote consumption, in line with the general trend of household consumption upgrading.

In July this year, the State Council agreed to establish and improve the inter-ministerial joint meeting system to promote consumption, and to coordinate and promote the expansion and upgrading of household consumption.

Xu Guangjian, a professor at the School of Public Administration of Renmin University of China, said that compared with the consumption rate of developed countries in Europe and America, which is as high as 80% to 90%, China’s final consumption accounts for about 60% of GDP, and there is still much room for improvement in consumption growth.

Recently, the the Political Bureau of the Communist Party of China (CPC) Central Committee Conference proposed to use reform methods to expand consumption.

Guang Xu Jian said that the development of "night economy" will become an important force to promote consumption. On the one hand, people’s "money bags" will be inflated and their consumption will "run"; on the other hand, enterprises in the "night economy" will be given tax support, employment support and business place support.

If the "night economy" is to be dynamic, it is necessary to keep up with the pace of people’s nightlife-

From eating, drinking and shopping, to innovating lifestyles and pursuing the beauty of life, the needs of the people force enterprises to make efforts from supply-side structural reforms and innovate the supply of products and services.

"The Pearl River Night Tour, the Little Man’s Waist and the Chimelong Circus are known as the’ old three kinds’ of night tours in Guangzhou, but apart from watching animals, the cultural atmosphere is not enough, so it is necessary to make up for the cultural shortcomings of Guangzhou nightlife." Yin Zhixin, director of the Service Department of Guangzhou Development and Reform Commission, said that it is necessary to develop a "night economy" with healthy content, positive image, standardized service, rich formats and diverse audiences.

The "night economy" needs a good development environment and needs the joint efforts of the government and the market to create-

In the investigation, the reporter found that the "night economy" industry is still short of leading benchmark brands, and businesses are quickly eliminated when they open stores, and the phenomenon of homogenization and clustering is serious.

"There is an economy where there is consumption. It is necessary to develop the’ night economy’ around the people and improve the convenience of nightlife consumption." Zhou Tianyong said.

"The law can be done without prohibition. The government supports the development of the’ night economy’, and it is necessary to let it live and manage it well." Zhou Tianyong pointed out that urban management departments should help enterprises solve problems such as noise, sewage discharge and garbage sorting instead of banning them and imposing fines.

To develop the "night economy", relevant departments are further emancipating their minds and upgrading their urban governance capabilities. Shanghai has established a system of "night warden" and "nightlife CEO". Jinan issued "Ten Articles at Night": adjusting the road sprinkling and scouring mode, strengthening manual cleaning, and strengthening the management of domestic waste collection and operation industry. Some cities have extended the running hours of subways, increased the operation of late-night buses, and innovated the management of noise and pollution in night markets …

To develop the night economy, we should not forget the countryside and small towns.

In Ningxia, which is located in the northwest, about 96% of towns and villages have built farmers’ sports and fitness venues. The popularity of various cultural and sports activities such as square dance and Tai Ji Chuan has triggered a mass fitness craze and lit up the nightlife in the village.

"You can’t just play small mahjong at night, but fully mobilize the amateur culture and sports life of the rural people." Zhou Tianyong said that rural nightlife should be adapted to local conditions, reflect rural characteristics, fully tap folk skills and intangible culture, and realize the inheritance and protection of traditional culture.

Zhou Tianyong said that there are close industrial, economic, social, spatial and cultural ties between cities, towns and villages. Lighting up rural nightlife will effectively promote the development of rural leisure tourism and other industries, broaden the channels for farmers to increase their income, and fully stimulate the entrepreneurial enthusiasm of farmers and the vitality of rural elements to create wealth. (Participating in writing: Deng Ruixuan, Chen Aiping, Fu Guangyu)

This new type of tourism is on fire: shopping on the road? Or are you addicted to urban exploration?

Recently, Citywalk (translated as city walk, city roaming, city micro-travel, etc.) has become a trendy way of travel. It refers to roaming in the streets and lanes of the city mainly by walking, or walking along a certain route in a planned way. Looking for historical sites around Beijing Xisi, visiting an old city box in Shanghai, and finding an old road with food and fireworks hidden in Guangzhou. Different from punching in and taking a quick look at popular scenic spots, roaming helps to re-understand the city and think about its relationship with the daily environment.

Xue Lan, an associate professor in the Department of Tourism at Fudan University, believes that compared with traditional tourism, it is more flexible and convenient, and can better meet the tourism and leisure needs of contemporary urban residents with fast pace of life and fragmented time. There is a lot of space for local departments to participate in and support the city stroll that is on fire.

In April this year, the results of a tourism survey initiated by the media showed that among several new tourism modes, city strolling became the mode that most young people wanted to try. It is understood that city strolls originated in Europe, and have sprung up in Shanghai, Beijing, Nanjing and Guangzhou in China in recent years. It roams the city mainly by walking in a relatively short period of time, and is considered to have a more substantial new tourism experience. Participants include people living in the local area and travelers from other places.

Netizen "He Lazy" has participated in city strolls in Europe and China. According to her introduction, when she was in Europe, she followed more teams and had commentators; In China, they usually participate by themselves, and there is no commentator. When participating in activities, most of them are purely walking, and the duration varies from 1.5 hours to 3 hours. Sometimes, it’s not limited to walking. For example, some routes have a long span and need to take a tram on the way. In addition, they have tried to ride a bicycle.

Florence market route, netizen "He Lazy" for the picture.

On the route selection of city strolls, she prefers the route types related to food, historic buildings and customs, and usually designs her own route. In this regard, "He Lazy" summed up a more mature idea.

First of all, understand the historical and cultural background, recent news and related literature, film and television works here, focus on humanistic characteristics and food culture, and select the key words of interest; Secondly, search the characteristic blocks here and ask the local people’s lives and stories; Then, the points of interest are classified and marked on the map, and the route between points is not fixed; Then set out to go shopping and record the places you walked while feeling. In this process, arrange and optimize your own line design and highlight the theme.

Compared with traditional tourism, she feels that city walking brings more immersion and experience. Therefore, every time she goes to a city, city walking becomes a way for her to explore, find interesting and inspiration. The Art Nouveau architectural route in Riga, the flavor food route in Singapore, the dessert route in Siena, the exotic restaurant route in Guangzhou, the flower city square route, and the Yanjiang road route not only represent a traveler’s footprint, but also include her thinking and understanding of the city.

In the last month, the netizen "Conan Tsai" shared several good places to stroll in Guangzhou. She mentioned Taiping Tongjin, which everyone may not pay attention to in the scenic spot of Beijing Road Pedestrian Street, and introduced it as a treasure place where authentic Cantonese restaurants, coffee shops and literary hat shops are hidden. She took many photos of Haizhu paper mill area, trying to draw people’s attention to the lonely chimneys, the slanting sunset, the fragrance of plumeria and the yellow-skinned trees that can be seen when turning around.

Guangzhou Haizhu paper factory area photographed by netizen "Conan Tsai".

"Conan Tsai" believes that the concept of city walking may have been formed late, but this kind of action has already existed. Different from chasing hot spots, city walking can make travelers go deep into smaller landscapes. For example, behind the paper mill area is a glorious industrial history, which is an important part of the urban development process. "The popular one-day tour and two-day tour in Guangzhou may not be involved, which requires you to explore slowly on foot or by bike."

She is a native of Laoguang, but she has also experienced the process of "familiarity" and "strangeness" to this city. She found that there were so many roads and areas in Haizhu that she was unfamiliar with. "We have so many cultures and a long history, and exploration should start at our own doorstep." So, she first walked the textile road near her home again, "never walked so seriously." The daily surrounding environment will be very strange. What is the name of the road here? What happened here before? "Conan Tsai" began to look through the materials, and at the same time asked his parents to trace back to "nearby" past lives.

Textile Road as a starting point, "Conan Tsai" has been expanding its re-understanding radius of Guangzhou, brainstorming to collect themes, and consciously exploring different streets and villages. She wandered in Zengbu, an ancient village in Liwan, chatting with the villagers and experiencing the history and enthusiasm of the villagers. City strolls are often accompanied by unexpected surprises. While roaming Zengbu Village, she came across a Nanjing Road nearby. "It turns out that Guangzhou not only has Beijing Road, but also Nanjing Road. Although not as famous as Nanjing Road in Shanghai, it also has its own story. "

Photo courtesy of Conan Tsai, Zengbu Village, Liwan.

In fact, city strolling has appeared in China for many years. Since 2010, Guangzhou citizens have spontaneously formed a "Guangzhou Neighborhood Love" group to carry out the activity mode of city guided tours. The first route started from Tongfu Road in Haizhu, and then extended to Nantian Road, Gongye Avenue and Baogang Avenue. Several people organized a group to walk through the streets, looking for old buildings and exploring the relationship between place names, dialects, climate and food.

Shanghai is the earliest and most mature city in China. Xue Lan, an associate professor in the Department of Tourism at Fudan University, told Southern Reporter that there was no consensus on the specific time node of the rise of urban strolls in China. It is understood that the "Scarecrow Tour", which has a great influence on city walking in Shanghai, started around 2007. It was initially carried out irregularly, focusing on social interaction and the fees were very low.

In 2014, during the Shanghai Tourism Festival, the Shanghai Tourism Bureau launched the "Micro Tour to Shanghai" activity, and the city stroll was officially recognized. At that time, the government developed six theme routes, including "Walking along the Su River", "Treasure Hunting", "Dialogue with Zhang Ailing" and "Fengyun Shanghai Beach". Visitors can get to know and understand the city again through "city walking" in the elements of Shanghai in various periods.

Recently, city strolls have gradually become popular on social platforms, and related punch cards, experience posts, and interactivity are all high. Xue Lan said that in recent years, urban strolls have received more attention. On the one hand, due to the impact of the epidemic, urban strolls are favored by tourists because of the convenience and safety given by its localization. On the other hand, the city stroll itself has been growing, attracting many urban culture lovers to participate in it and bringing it to more and more cities.

Guangzhou Yuexiu Taiping Tongjin, "Conan Tsai" shot.

For the prevalence of city strolls, some netizens made fun of it: Is this a tour? Isn’t it just shopping and pressing the road? In response to this statement, the participant "He Lazy" thinks that it is a kind of tourism, but it is different from the traditional form of tourism. After "He Lazy" posted several related posts on the Internet, some foreign tourists also came to consult her and planned to give it a try. "I think it’s more suitable for tourists who have plenty of time to reserve or have a clear direction to visit." She said.

Xue Lan also expressed her views from the perspective of researchers. She said that city walking is exactly the same as tourism in form, that is, organized walking and sightseeing; Compared with traditional tourism, it is more flexible and convenient, and can better meet the tourism and leisure needs of contemporary urban residents with fast pace of life and fragmented time.

From this, she reflected on the concept of tourism. In the past, the definition of the concept of tourism was often based on the environment in which it was carried out, that is, the unaccustomed environment. However, in modern society, the behavioral boundaries between local residents and foreign tourists sometimes tend to be blurred, including local residents who act like tourists and tourists who act like local residents. "It is better to understand what tourism is from the perspective of’ unconventional experience’ than to stick to the factor of’ unconventional environment’."

Xue Lan told reporters that with the rise of global tourism and the daily trend of tourism aesthetics, some foreign tourists increasingly like to punch in non-tourist spaces such as residential areas and vegetable markets, rather than visiting traditional tourist attractions. Walking in the city can cater to the tourism needs of this part of foreign tourists.

Nandu reporter learned that in addition to spontaneous and self-exploring city strolls, there are also groups that charge fees in many cities. During the activity, there will usually be a special person to explain. Commentators are generally people who are familiar with the city’s human history and are keen to dig up the city’s stories.

An activity organized by a city stroll group in Shanghai costs 88 yuan per person, and the number of applicants is limited to 32. The reporter compared the group fees in several cities and found that the fees ranged from tens of yuan to one or two hundred yuan, and the upper limit of the group ranged from several people to dozens of people.

It remains to be seen how big the market space for city strolls is, and there are still some obstacles to form a benign business ecology. However, Xue Lan believes that city strolls organized and led by commentators will gain more in-depth experience than self-organized activities. With the continuous iteration and innovation of the industry, there will be more diversified urban strolling activities for more types of audiences in the future, such as adding lectures, manual experience, cycling, VR equipment and other elements for children, the elderly, business groups, professionals and so on.

The reporter noticed that at present, all localities are also interested in actively promoting the concept of city strolling. For example, Guangzhou Huangpu recently launched the cheung chau island city strolling punch line for college students.

Xue Lan said that there is a lot of space for local authorities to participate in the city stroll that is on fire. For example, the cultural tourism department in Shanghai has always been an important participant and promoter of urban micro-tourism, carrying out the "building readable" activity and equipping historical buildings with QR codes for tourists to obtain information; Promote the opening of cultural relics protection buildings at all levels for the public to visit, including many commercial buildings that have not been opened before; Publish urban micro-tourism routes with different themes for tourists to organize their own tours, and launch free urban micro-tourism activities for the public. In addition, local cultural and tourism departments can provide support in resource integration, industry support, personnel training, publicity and promotion, market supervision and so on.

Written by Southern Reporter Ma Hui

Photo courtesy of respondents

Car companies sprint! At the end of the year, the concessions were released in a centralized manner, and many policies were overweight to activate automobile consumption.

Extremely popular journalist Zhou Dan.

Photojournalist AARON Li

By the end of the year, the sales of car companies have also entered the "sprint" stage. In the past few days, many journalists have visited and found that many car companies have introduced promotional measures such as car purchase subsidies and limited-time concessions to attract consumers. In addition, including Wuhan, Hubei, many governments have also introduced subsidy policies such as car purchase coupons to further activate automobile consumption.

Some experts said that the policies to promote automobile consumption in various places are relatively direct and targeted, which has a certain promoting effect on boosting automobile market consumption and optimizing consumption environment. By issuing coupons or giving replacement subsidies, more consumers will be released, which will greatly boost sales in the short term and help the annual automobile production and sales to hit a new height.

A number of car companies launched multiple offers at the end of the year to promote consumption.

On December 11th, in a new energy vehicle experience store in Wuhan Dream Times Square, the sales staff told Jimu journalists that all the models currently on sale have different discounts, with cash discounts ranging from 21,000 yuan to 26,000 yuan.

"The promotion at the end of the year, such as this model that we sell best, currently offers a comprehensive discount of 26,000 yuan, and can also give away a coupon of 8,000 yuan, which can be used to buy things in our brand self-operated mall." A salesperson introduced that this price is the most favorable time in 2023. "In fact, we sold a lot in the first half of this year, and there was no cash discount at that time."

In a 4S shop in Hanyang, the reporter saw that although it was a working day, many consumers were still consulting about car purchase. Sales staff told reporters that since December, in order to increase the market share, the store has launched many promotional activities. For example, the preferential strength of a best-selling pure electric vehicle has exceeded 20,000 yuan per set. At present, the sales volume is not bad, which has increased a lot compared with last month.

In addition, many automobile brands have fuel vehicle replacement subsidies. Some new energy vehicle companies have introduced additional subsidy activities, replacing new energy vehicles with fuel vehicles, and can enjoy a cash discount of 5,000 yuan on the basis of the current discount. The person in charge of a 4S shop of a new energy vehicle told the reporter that the demand for vehicle replacement of customers has surged near the New Year. In recent months, 70% of the store’s sales are fuel vehicles replacing new energy vehicles. In addition to cash subsidies, the store also launched some replacement offers, such as free color selection of models and free wheel hub size selection. It is equivalent to adding some configurations that need to increase the price before and reducing the price.

Many governments have successively introduced preferential subsidy policies for car purchase.

In addition to "Golden September and Silver 10", the end of the year has also become the peak season for car companies to promote sales.

In addition to the promotion of car companies, many governments have also introduced relevant subsidy policies such as car purchase and consumption to further activate the automobile consumption market.

Just this month, Wuhan City, Hubei Province will launch the "2023 Wuhan" series of automobile consumption promotion activities "and issue 10 million yuan" fuel+new energy "car purchase coupons. Under the guidance of Wuhan Municipal Bureau of Commerce, the issuance of car purchase coupons was jointly initiated by Wuhan General Chamber of Commerce, Hubei Automobile Dealers Association, Wuhan Automobile Dealers Association, Hengxin Automobile Group, Know Car Emperor and Tik Tok Life Service, in accordance with the principle of "government guidance, association assistance, enterprises making profits and people benefiting". At that time, a number of preferential policies for car purchase will be launched simultaneously online and offline to help Wuhan citizens "celebrate the Year of the Dragon and drive a new car".

On December 12th, 10 million yuan "fuel+new energy" car purchase coupons will be issued. Consumers can enjoy subsidies after buying cars during the event and uploading materials on the China Unionpay Quick Pass platform.

Off-line, some car companies in Wuhan will make the most profit-making sales for various models every year, and some hot-selling models will have a discount of over 100,000 yuan. The online platform will simultaneously issue 10 million-class car coupons, and you can enjoy a cash subsidy from 1000 yuan to 5,000 yuan after buying a car.

Nationally, on December 1st, Jiangxi issued the "2023 Jiangxi Provincial Automobile Voucher" with a total amount of 19.53 million yuan to the whole province; Earlier, since the end of November, Suzhou City, Jiangsu Province has introduced a threshold-free digital RMB red envelope subsidy for car purchase. If the car price is between 200,000 yuan and 300,000 yuan, you can get a red envelope of 4,000 yuan, and if the car price is above 300,000 yuan, you can get a red envelope subsidy of 6,000 yuan.

Jimu journalists found that Guangdong, Sichuan, Gansu, Xinjiang, Changsha, Qingdao and other places have also recently issued policy "spree" to promote automobile consumption, in which the amount of car purchase subsidies ranges from several thousand yuan to tens of thousands of yuan.

The industry claims that it will help the car sales hit a new high in the whole year.

Since the beginning of this year, China’s automobile consumption market has maintained a rapid growth trend.

Data show that from January to October this year, China’s automobile sales reached 23.967 million, up 9.1% year-on-year. Among them, new energy vehicles performed particularly well, with sales of 7.28 million vehicles, up 37.8% year-on-year, and the market share reached 30.4%. According to industry insiders, at the end of the year, car companies will concentrate on promoting profits and overlapping local subsidy policies, and car sales are expected to achieve new breakthroughs.

According to industry insiders, in the past, for car companies, they paid attention to a "golden September and silver ten". September and October were generally the peak seasons for car consumption, and car companies would intensively introduce promotional policies at this time. In December, the price concessions of many car companies will generally be recycled. This may be related to the increasing demand of car buyers before the New Year and the sales strategy of dealers.

According to Yan Jinghui, a member of china automobile dealers association Expert Committee, in December this year, car companies are still intensively releasing promotional information, which is closely related to the frequent promotion of car subsidy policies by local governments.

Cui Dongshu, Secretary-General of the National Passenger Car Market Information Association, also said that in order to maintain the sales level, some car companies made relatively great efforts in price promotion at the end of the year. Use profits to flush sales and ensure the effective operation of all links in its own industrial chain. Policies to promote automobile consumption introduced in various places are relatively direct and targeted, which has a certain promoting effect on boosting automobile market consumption and optimizing consumption environment. By issuing coupons or giving replacement subsidies, more consumers will be released, which will greatly boost sales in the short term and help the annual automobile production and sales to hit a new height.

(Source: Jimu News)

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List of Shanghai Chongming New House in 2022

[Selected Real Estate 1] Chongming Sanxiang Forest Sea Shang

Real estate review

After smoking this cigarette

Let me briefly outline the advantages of the Sanxiang Forest Haishang: dual -track, Dong Community’s commercial facilities, the entire East community environment, and the quality of Sanxiang. And Sanxiang’s construction site is the most satisfied with what I currently see.

There are buses around for easy travel.

Old driver driving school

I have been to Chongming many times, not many corners, it is still a bit far from the future subway, but it can still be accepted

[Selected Real Estate 2] Blue Lake Bay

Real estate review

ifEng_1489

There are comprehensive shopping malls nearby. Lenovo Computer Stores, Lianhua Supermarket, Jinye Supermarket, Wenfeng Supermarket, Xiufang Supermarket, eating and buying vegetables are very convenient. There are 8 units, with 66.0-118.0 square meters in different areas of different areas of different areas. Choose, take what you need.

ifEng_1073

The greening rate of the community is good, the environment is beautiful, the eyes are full of green, and the living comfort is high.

Chongming is now more and more houses. To be honest, there are a few who work in Shanghai to buy that goes.

[Selected Real Estate II

Real estate review

Editor

1. The kitchen is L -shaped and has a large space area, which is convenient for cooking food and kitchen supplies. 2. The kitchen and toilet have windows, which are convenient for oil fume and odor, and the ventilation is better. 3. The master bedroom is the suite design. In addition to the independent bathroom, there is also a test room, which is convenient for the owner’s life. The privacy is better and the living comfort is high. ; 1. The depth is unreasonable, which will cause the part to be dim and need to turn on the light during the day.

The property fee is 2.5 yuan/square meter and month, and the price is acceptable. It depends on the quality of the service. The average price is about 26647 yuan/㎡.

Little Snail Nica

It is already the existing house. It is close to the Changxing Town Government, and the surrounding foundation is OK.